BankIQ Demo sandbox · sample data
Core banking for Nigerian banks

Run BankIQ as your own bank, in the next five minutes.

BankIQ is a core banking platform — customers, accounts, payments, lending, treasury and the CBN returns — on a double-entry ledger where every naira moves as a balanced posting and the books cannot drift.

  • Eight roleseach sees only its own screens and acts only within its own authority
  • Four eyes, enforcedwhoever raises a transfer, a loan or a vendor going live cannot approve it
  • Books that balancea live trial balance and the MMFBR Form 300 return, tied out to the kobo
  1. 1Your bank
  2. 2Your role

What is your bank called?

The sandbox puts your name, mark and colour on every screen, on the account statement and on the monthly return.

Brand colour
or type your own hex code
Logo optional
DashboardMy approvalsCustomersAccounts
New customer
What works in the sandbox

The journeys a bank runs every day, end to end

Onboard and open

A customer from phone and one-time code to BVN, a face check and an account on a product from the bank’s own register.

Cash at the counter

Open a drawer, take deposits, pay withdrawals and close to the kobo. The drawer is a ledger account, so a shortage shows at once.

Transfers with four eyes

Under ₦100,000 posts at once. Over it, the money is held until a different officer approves — and self-approval is refused.

Lending, start to finish

Application, credit review, approval by a second officer, disbursement into the account, then repayments against a reducing schedule.

Integration studio

Every vendor configured as data — SMS, identity, the NIP rail, bills. Connect one with a demo key, test it, prove it, take it live.

Process orchestrator

Definitions that execute: start a process and watch each step — checks, approvals, ledger postings — journal itself.

Account statement

The platform’s own statement design with your bank’s brand, a verification code and a fingerprint. Print it or save it as a PDF.

The CBN monthly return

MMFBR Form 300 computed from the ledger: assets equal liabilities, every line cross-checked against its register.

A trial balance that always balances

Every movement is a balanced journal; the ledger refuses anything else. Watch the totals move as you work.

Also in the sandbox

The channels your customers and partners use

Mobile banking appThe customer’s own app, on the same sample bank Partner portalWhere a fintech partner runs its collections and payouts
Runs entirely in your browser

No account, no sign-in, no server. Nothing you type leaves this page; the page is served with a policy that forbids it from contacting anything.

Sample data only

Every customer, balance and vendor is invented. Keys are demo keys only — a real credential is refused.

Yours to reset

Reset the demo bank from the console at any time; your bank’s name and colour stay until you change them here.